Personal Finance (Not Investing) • Re: Can I make this retirement work?
Thank you all for the comments, they echo my exact concerns. To add briefly, my partner and I are going our separate ways. We did not have kids. I purchased the house when the rates went over 5% a few...
View ArticleInvesting - Theory, News & General • Re: Chances of deep in money covered...
Hello, I have sold deep in money covered call and trying to figure out if it would get exercised. Let me give some background in real numbers. I sold covered call for Meta @330 when the stock was at...
View ArticlePersonal Finance (Not Investing) • Re: best method to pay taxes balance due
Electronic payments are faster and safer. Paper checks are simply too risky to use nowadays.Statistics: Posted by UpperNwGuy — Wed Feb 28, 2024 5:23 am
View ArticlePersonal Finance (Not Investing) • Re: Spousal Inherited 401k Advice
Thank you both for your advice, I really appreciate it. I’ve been lurking around Bogleheads for probably about 5-6 years, once I realized we were actually having a baby and I needed to figure out how...
View ArticlePersonal Consumer Issues • Re: Lexus Hybrid (Sedan or SUV)
The 4-cylinder engine and the infotainment system of RX had been worrisome until I watched the YouTube video referenced above. I now consider them the death knell. Lexus has lost its way. Excellent...
View ArticlePersonal Investments • Re: Investment account
Is this a UGMA custodial account? If so, shouldn't it have been transferred to your son many years ago?Statistics: Posted by Tom_T — Wed Feb 28, 2024 5:27 am
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Personal Consumer Issues • Re: Pressure Treated Decking Lumber
Nothing wrong with using the pressure treated 5/4 boards as they are very economical and last if installed and maintained correctly. I have used for multiple decks over the years. In my experience,...
View ArticlePersonal Consumer Issues • Re: When do electric cars stop making sense?
At 40 or 50 cents/kWh I can't imagine a solar + battery system won't pay itself off in 5 years maybe less. We have a couple EVs and solar + battery system; both EVs are nearly 100% solar powered.Are...
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Personal Investments • Re: Portfolio advice for young beginner
Welcome to the Forum! Congratulations on beginning your investing/saving journey at a young age. I am trying to figure out what steps to take next. The money market is returning ~5.3% interest...
View ArticlePersonal Finance (Not Investing) • Credit card bonus eligibility
For those of you who like to gather credit card signup bonuses, are you eligible if you get a different type card from the same bank? Or do they consider you to be a current customer regardless of the...
View ArticlePersonal Investments • Re: 2-3 Time Horizon, 35% Marginal Tax Bracket?
Considering the amount I would consider splitting the assets into several pieces and invest with a safe investment targeting a short duration.I think you have three assets types to consider.1.) Money...
View ArticlePersonal Finance (Not Investing) • Re: Credit card bonus eligibility
Yes, you should be eligible.Statistics: Posted by UpperNwGuy — Thu Feb 29, 2024 5:31 am
View ArticlePersonal Finance (Not Investing) • Re: New Construction Home: Cash buyer
I just want to make sure to get an inspector who is on my side. That's really the rub - inspections are better than no inspections however most inspectors limit their liability to the cost of their...
View ArticlePersonal Investments • Re: Portfolio Review Request for Young Adult and...
Re: lakprThank you for clarifying that I should use a Roth 403(b) for the first 10 years of my career. Out of curiosity, why the term 10 years in particular? Is it a rule of thumb based on one's...
View ArticlePersonal Finance (Not Investing) • Re: Splitting a pension benefit with...
I found out the reason they can't split the account is that I was designated as the sole beneficiary. I was not given that info previously and had assumed there wasn't a designated beneficiary for the...
View ArticlePersonal Investments • Re: Investing in Demutualization (Thrifts) IPOs
I read that Peter Lynch article in 1991 as well. About a year later, my local 5-branch institution where I'd always done my banking announced they were doing this. I participated in the IPO and made...
View ArticlePersonal Finance (Not Investing) • Re: Mid-career change to law?
I am not here to say one way or the other, but just to advise that you talk to actual lawyers about their day to day job and also observe lawyers around you at the company before making decisions. Law...
View ArticlePersonal Investments • Re: PlanVision vs Maxifii/NewRetirement/ProjectionLab
I don't like NewRetirement because although it allows you to model Roth conversions, it doesn't let you incorporate/save them into your plan. You're supposed to just make a note of them for the...
View ArticlePersonal Investments • Re: Vanguard Investment Question
Welcome to the forum!Consider transferring the accounts to Fidelity. Move positions in the Taxable account in-kind to avoid tax consequences. Fidelity has 24/7 800# customer service and the local...
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Personal Finance (Not Investing) • Re: tracking IBONDs in your portfolio with...
Each month, these values will be updated when you first press the " prices" button. And the tool will know about new IBOND rates each November and May.Today, the first of the month, is the first time...
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